As we move further into the new year, more Crystal Coast homebuyers are entering the beginning stages of searching for homes in Atlantic Beach, Morehead City, Emerald Isle, Beaufort, and Cape Carteret. The spring and summer seasons will bring another influx of buyers as the real estate buying season heats up, with more competition present.
Housing prices are rising, mortgage rates are increasing, and home sellers have the upper hand at this time in local real estate. So, what can homebuyers do to ensure homeowner success? Gena Gilbert Real Estate offers insight into how we can help, what to do before you start looking, and how to factor in closing costs.
Happy homebuying!
About Homebuying
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.
As Your Agent, We Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
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